Safe Money Financial Instruments

The money you have hidden away as your Core Money must not be at risk. Core money must be set aside for emergency, emotional, and long term spending needs. Since core money must be there when you need it, the return of your core money is more important than the return on your core money.Growth of $100,000 in an actual Fixed Indexed Annuity (9/30/98 – 9/30/10)

Safe Money financial instruments protect your principal from loss as long as you follow the initial guidelines, and if you decide to take your money and leave, you know exactly what leaving early will cost. When you own Safe Money products you need not worry about the rise and fall of the economy or the investment markets. There is a chance that your returns won’t beat inflation, but you have the advantage of always having your money when you need it. A good Safe Money financial instrument will guarantee the return of your money, provide a competitive rate of return, and offer returns that have some ability to keep up with inflation.

Safe Money products are provided by insurance companies, the federal government, credit unions, and banks. The federal government offers savings bonds. Credit unions and banks offer insured savings accounts, certificates of deposit, and money market accounts; none of which provide the competitive rates of returns or the benefits that insurance company products offer.

The best place for your long term core money is in either fixed annuities or permanent life insurance. These are safe money financial instruments that include competitive rates of return, tax deferred accumulation, an ability to grow with inflation, and a variety of ways to access your money when you need it.

As your “Safe Money Coach” we are experts at helping you make informed decisions regarding the most appropriate safe money financial instruments that will help you build a strong financial core.