Our Life Insurance Review program is a thoroughly objective evaluation of your current life insurance coverage. The process is designed to determine whether your policy’s performance is in line with your goals and expectations which often times have changed since the original purchase of the coverage.

If we conclude that the existing coverage is not meeting your needs or performing as expected, the next step is to determine whether more cost effective or enhanced coverage is available to you. It has been our experience that, in the majority of cases, the potential for improvement is discovered and we have the opportunity to present options. These options may include an increase in death benefit at current premium levels, a reduction of premiums while maintaining the same coverage, extending guaranteed coverage periods, or providing similar coverage but with living benefits and lifetime income options.

We are committed to ensuring that you have the opportunity to benefit from the most up-to-date medical underwriting and product enhancements available.

 Our expertise includes working closely with:

• Individuals as they experience life’s changes.
• Businesses using key-man policies and other executive life insurance policies for various strategic reasons. Changes through retirements, termination, sale, or acquisition of businesses can require changes in coverage and benefits.
• Non-profit organizations who often receive life insurance policies as donations.  Policies should be reviewed regularly to ensure continued performance or consider alternatives. There are often short term and long term solutions that could benefit the non-profit.

Contact Us for a free initial consultation.