Register for The Seven Pillars of Financial Well-Being Workshop

Discover the Real You

Our proprietary discovery process helps you identify what is important about money to you and reveals your core life values. Only then are you able to make the most balanced financial and life style choices that will enrich your life.

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Create Solutions with Guaranteed Results

We only work with the highest rated insurance companies; many of whom have centuries of experience and longevity. Our specialty is in creating financial plans that leverage the power of safe money instruments.

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Focus on Your Financial Core

Too many advisors focus on investing and don’t offer solutions that help you build a strong financial core. This is what makes us different. Only when you have built a strong financial core are you able to properly protect yourself from unexpected economic storms.

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Inflation or Deflation – What’s Next?

The fear of inflation is all over the financial news. It seems obvious that we are destined for hyper-inflation based on the fact that the Feds have been pumping up the economy using Quantitative Easing (QE) techniques.

QE means that a central bank buys financial assets as a means to inject a pre-determined quantity of money into the economy. This is distinguished from the more usual policy of buying or selling government bonds to keep market interest rates at a specified target value. A central bank implements QE by purchasing financial assets from banks and other private sector businesses using new electronically created money. This action increases the excess reserves of the banks and raises the prices of the financial assets bought, which lowers their yield.

In essence the U.S., along with many other countries, has been injecting their economies with newly created money, whether physical or electronic in format. The fear is that QE may cause higher inflation than desired if the amount of easing required is overestimated, and too much money is created.

Here is an idea - During times of inflation it is critical to not lose core money, especially since the money you have is already losing purchasing power. You must have core money in safe money instruments with competitive and guaranteed rates of interest so that your money will be there when you need it.

Is hyperinflation really going to happen?  There are other important factors at work that you need to hear about. Consider Harry S. Dent’s research and new book called, The Great Crash Ahead.

HS Dent is an economic research and forecasting company that promotes the Dent Method of Economic Forecasting. The Dent Method, developed by company founder and economic expert Harry S. Dent, Jr. in the late 1980’s, is a long term economic forecasting technique based on the study of and changes in demographic trends and their impact on our economy. It works by showing how predictable consumer spending patterns combined with demographic trends allow us to forecast the economy years or even decades in advance. Check out his website at:

Dent’s conclusion is that we are headed toward a time of deflation. He has well researched justification for his position and he has published a book called, The Great Crash Ahead: Strategies for a World Turned Upside Down. I highly recommend checking out his research and reading his book before you decide if we are headed for inflation or deflation. You can get his book from

Here is an idea - During times of deflation it is important to make sure your core money is safe, growing at a guaranteed interest rate, and available. As cost of goods and services drop your safe money savings and their guaranteed earnings increase in relative value. Not only is your money there when you need it, it will purchase more than it used to.

Either way having your core money properly placed into safe money instruments provides you the long term financial stability you need to weather inflation or deflation. The CORE Financial Group specializes in helping you properly allocate your core money into safe money instruments.


Financial Balance in a Nutshell

So what exactly do I mean by Financial Balance? I use the phrase to reveal the fact that we have been taught to manage our personal finances from a perspective of extremes. When we get to the point that we can afford to put some money aside for our future we fall prey to the financial marketing engine that encourages us to go for the big returns on our money. We put the money at risk and call the process savings. That is not balance.

Balance implies equal distribution, mental and emotional stability, and calm judgment. Staying in balance requires a commitment to both balance and discipline. When it comes to personal finances, balance means applying that commitment to every aspect of your personal finances. Financial balance involves a good understanding of the following concepts:

  • Money is energy
  • There are two types of money and three types of core money
  • Spending (purchasing) is emotional
  • Understanding your financial personality
  • There are three types of generosity
  • Unexpected expenses (emergencies) happen
  • Unsecured debt is a trap
  • Investing and Savings are not the same thing
  • Asset allocation and risk mitigation must be utilized

In our Financial Balance presentations we provide participants an overview of each of these concepts and share ideas on how to use these concepts to create positive financial results. 

We also offer multi-session workshops that help participants explore each of these concepts in detail. During the workshop we provide practical tools and tips on how to effectively manage and use each concept to create the financial results you want.

Of course, in both our presentations and workshops, we discuss safe money instruments and provide you with an overview of how safe money instruments can help you achieve your financial goals.

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